Allow "Borrower Paid" Section to Be Hidden When It Displays a Negative Value

Issue:
When a borrower's "Contribution" exceed their borrower-paid fees, the "Borrower Paid" line on the closing cost display shows a negative number. This is technically correct, but it reads as an error to customers and creates confusion around the cash-to-close figure.

Why It Happens:
For Product 1, "Borrower Paid" is calculated as:
Itemized Fees + Points + Prepaid Interest − Contributions
(Earnest Money is excluded from this calculation.)

If Contributions are larger than the combined Fees + Points + Prepaid Interest, the result is negative.

Simple Example:

• Fees + Points + Prepaid Interest = $8,000
• Contributions = $14,000
• $8,000 − $14,000 = −$6,000

Even though this math is correct, seeing a negative dollar amount labeled "Borrower Paid" understandably looks wrong to anyone reviewing their closing costs.

Requested Change:
Explore one of the following:

1. Hide the "Borrower Paid" section entirely when the calculated value is negative, or
2. Allow this section to be manually hidden/toggled

Why This Matters:
This isn't an isolated case. Any time contributions outweigh borrower-paid fees, this negative display will show up and likely cause the same confusion for other users. Fixing this would improve clarity and reduce support tickets around closing cost accuracy.

Support note: ZD ticket - 147411